Online course: Basic Investment Concepts

Details

This LOMA course discusses crucial, fundamental concepts that people should know about investing money, including: (a) simple and compound interest and time value of money; (b) risk and return and the relationship between the two, as well as the types of investment risk; (c) the goal and importance of diversification; (d) the effects of inflation on the value of money; (e) the effects of taxation on investment returns; and (f) opportunity cost.

Anyone who needs to understand the concepts of investment and how they apply to insurance and annuity products, whether new to the industry or new to the marketing, sales, or servicing of investment-oriented insurance and annuity products, will benefit significantly from this program.

Language: English

This LOMA course is online and can be accessed both from computer and mobile devices.

Target group

Employees of companies from the insurance and financial services industry.

Course objectives

• Explain the concept of the time value of money and the differences between nominal and effective interest rates
• Describe the concept of the risk-return tradeoff and the benefits of diversification
• Discuss how inflation affects the value of money
• Discuss how taxes affect the value of money and how governments use tax mechanisms to affect the value of money
• Explain the concept of opportunity cost

Duration / Period

1 hour

The displayed period is indicative, being online the course is available at any time.

The course can be completed within 6 months of enrollment.

Investment

The necessary investement for this course is of 60 USD+VAT/participant.

The participation fee may be subject to changes based on LOMA policy.