EIOPA Financial Stability Report - December 2017

The global economic outlook continues to improve but many challenges remain for insurers. Even if insurance companies seem to align their business models in order to remain profitable, the low yield environment persists. So far, especially life insurers have reduced and continue to reduce the guaranteed rates on new products in many countries or do not offer guaranteed products at all anymore.

In 2017 the reinsurance market still suffered from an oversupply of capacity owing to the absence of large losses in previous years and the continuing inflow of alternative capital into the reinsurance market, both traditional and alternative.

The report consists of two parts – the standard part and the thematic article section.

The content of the report can be read here.